How to Build an Emergency Fund on a Tight Budget
Practical strategies for building emergency savings when money is tight, with specific methods that work on any income level.
Jordan Mitchell·
Category
Money
Latest money articles and coverage
12 articles
Should You Refinance Your Mortgage Now That Rates Hit a 3-Year Low?
The 30-year fixed rate just dropped below 5.8%, the lowest since early 2023. Whether refinancing makes sense depends on your current rate, how long you plan to stay, and the math behind closing costs.
Jordan Mitchell·
Do I Need to Report Cryptocurrency on My 2026 Taxes?
Yes, you must report cryptocurrency on your taxes. Here's exactly what triggers a reporting obligation, how to use Form 8949 and Schedule D, and what the new Form 1099-DA means for your 2025 filing.
Jordan Mitchell·
What Is the New Car Loan Interest Tax Deduction in 2026?
The One Big Beautiful Bill lets you deduct up to $10,000 in car loan interest. Here's who qualifies, what vehicles count, and how to claim it.
Jordan Mitchell·
How to Set Up IRS Direct Deposit for Your 2026 Tax Refund
The IRS is phasing out paper refund checks. Here's how to set up direct deposit so your tax refund arrives in days, not weeks.
Jordan Mitchell·
How to File Taxes for Free in 2026 Using IRS Free File
Four free tax filing options still exist after Direct File's end. Here's how to access each one and which is right for your situation.
Jordan Mitchell·
What Are Sinking Funds and How Do They Prevent Budget Emergencies?
Sinking funds transform surprise expenses into planned savings. Here's how to set them up and which categories matter most.
Jordan Mitchell·
How to Use Free Library Apps to Replace Netflix, Audible, and Spotify
Your library card unlocks free movies, audiobooks, music, and ebooks through apps like Libby and Hoopla. Here's how to get started.
Jordan Mitchell·
The 52-Week Savings Challenge: How It Works and Is It Worth It?
The 52-week challenge promises $1,378 in savings by year's end. Here's exactly how it works, common variations, and whether it's right for you.
Jordan Mitchell·
How to Find and Cancel All Your Subscriptions
Forgotten subscriptions drain money every month. Here's how to find every recurring charge and cancel the ones you don't need.
Jordan Mitchell·
How to File Your Taxes for Free in 2026
IRS Direct File is gone, but you still have four free options for filing your 2025 tax return. Here's how to use each one.
Jordan Mitchell·
When Does Tax Season 2026 Start?
The IRS begins accepting 2025 tax returns on January 26, 2026. Here are all the key dates and deadlines you need to know.
Jordan Mitchell·